27 Dec The Fine Print: Caravan Insurance Repairs in Brisbane
Caravan insurance repairs are not always necessarily covered by your insurer. That’s what makes reading the fine print essential when selecting the right policy for your needs. At Accurate Caravans, we specialise in caravan insurance repairs in Brisbane. Below, we look at what is and isn’t commonly covered by insurers.
What’s Typically Covered?
Caravan insurance repairs cover damage to your caravan and its contents . Specific coverage and policies vary depending on the provider, but some common inclusions are:
- Accidental damage or physical loss (including theft) to your caravan, covering reasonable cost of repairs.
- Legal liability covers if you’re liable to pay compensation for damage or loss to someone else’s property due to an accident that is partly or entirely your fault.
- Cover for loss or damage to contents in your caravan due to an accident or theft, often up to a specific amount.
- Transportation and towing costs if your caravan can’t be safely driven home after a covered incident.
Other common inclusions may include reimbursements for food spoilage, emergency repairs and temporary accommodation costs following a covered accident that causes your caravan to be uninhabitable.
What’s Not Covered?
Ensure you read the fine print of your insurance policy. Oftentimes, caravan owners can find themselves shocked at not being covered for caravan repairs following an incident. Some examples of what insurers may not cover include:
- Mechanical or electrical breakdowns, failures, or breakages to your caravan or trailer.
- Damage to tyres caused by application of the brakes or by road punctures, cuts or bursts.
- Accidental damage, loss or legal liability if the caravan was used by an unlicensed or disqualified driver or a driver under the influence of drugs, alcohol, or was otherwise impaired.
- Damage resulting from overloading weight, carrying more passengers than legally allowed or other misuse.
- Regular wear and tear, rust or corrosion, including any damage that resulted from a lack of preventative maintenance.
Do plenty of research and ask for expert advice to ensure you find insurance for your coverage that’s appropriate for your circumstances.
Get in Touch for a Reliable Caravan Insurance Fix in Brisbane
Accurate Caravans are the team you can count on for quality caravan insurance fixes in Brisbane. We’ll help guide you through a quick claims process along with the highest standard workmanship on our repairs. Call us today on 07 3375 1666 or contact us online.